11288 Scott Hill RdDansvilleNY14437
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing11288 Scott Hill Rd, Dansville, NY, 14437 in Dansville is a stable, well-positioned rental at $359,900. Rental yield 6.8%. DSCR 1.26 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $99,434 in value and $3,315/yr in principal paydown builds equity, a total projected return of $113,850.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(365) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,039 |
| Total Monthly Debt Service | $2,260 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14437, Dansville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 2,927 (66.8%) |
| Renter Occupied HU | 1,051 (24.0%) |
| Vacant Housing Units | 407 ( 9.3%) |
| Median Home Value | $141,021 |
| Average Home Value | $188,999 |
Housing Distribution
Address Breakdown
Residential
4,048
Single Family
3,911
Multi-Family
137
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14437, Dansville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,385 (100%) |
| Owner Occupied HU | 2,927 (66.8%) |
| Renter Occupied HU | 1,051 (24.0%) |
| Vacant Housing Units | 407 ( 9.3%) |
| Median Home Value | $141,021 |
| Average Home Value | $188,999 |
Housing Distribution
Address Breakdown
Residential
4,048
Single Family
3,911
Multi-Family
137
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices