11276-11278 Liana LnSaint AnnMO63074
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 11276-11278 Liana Ln, Saint Ann, MO, 63074 in Saint Ann deserves attention. This $176,800 property earns $1,800/mo in rent, a 12.22% gross yield, and nets $699/mo after the $795/mo payment. DSCR 2.26 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $48,847 compounds alongside $1,628/yr in yearly equity build, for a total cumulative return of $112,093.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $699 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,031 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1960
7,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63074, Saint Ann, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,157 (100%) |
| Owner Occupied HU | 3,310 (46.2%) |
| Renter Occupied HU | 3,257 (45.5%) |
| Vacant Housing Units | 590 ( 8.2%) |
| Median Home Value | $132,332 |
| Average Home Value | $174,459 |
Housing Distribution
Address Breakdown
Residential
7,120
Single Family
6,173
Multi-Family
947
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1960
7,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63074, Saint Ann, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,157 (100%) |
| Owner Occupied HU | 3,310 (46.2%) |
| Renter Occupied HU | 3,257 (45.5%) |
| Vacant Housing Units | 590 ( 8.2%) |
| Median Home Value | $132,332 |
| Average Home Value | $174,459 |
Housing Distribution
Address Breakdown
Residential
7,120
Single Family
6,173
Multi-Family
947
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices