1127 Bengal LoopRocklinCA95765
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1127 Bengal Loop, Rocklin, CA, 95765 in Rocklin earns a 8.5% gross yield at $482,990. Rent of $3,420/mo nets $432/mo after the $2,172/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $133,441 and $4,448/yr in equity accumulation project a total cumulative return of $210,993.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $432 | $1,200 |
City averages based on Rocklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $2,796 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2,130 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95765, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,208 (100%) |
| Owner Occupied HU | 10,990 (67.8%) |
| Renter Occupied HU | 4,582 (28.3%) |
| Vacant Housing Units | 636 ( 3.9%) |
| Median Home Value | $720,882 |
| Average Home Value | $783,079 |
Housing Distribution
Address Breakdown
Residential
15,572
Single Family
12,324
Multi-Family
3,248
Businesses
847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2,130 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95765, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,208 (100%) |
| Owner Occupied HU | 10,990 (67.8%) |
| Renter Occupied HU | 4,582 (28.3%) |
| Vacant Housing Units | 636 ( 3.9%) |
| Median Home Value | $720,882 |
| Average Home Value | $783,079 |
Housing Distribution
Address Breakdown
Residential
15,572
Single Family
12,324
Multi-Family
3,248
Businesses
847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melody Elskes • KB HOME Sales-Northern California Inc
Mls Name: MetroList Services of CA
Mls ID: #225112211