1126 E 15th StLittlefieldTX79339
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.88% yield at 1126 E 15th St, Littlefield, TX, 79339 in Littlefield is solid, but the $623/mo payment compresses net cash flow to $155/mo at $138,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $38,265 by year five, and $1,276/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.83) without U.S. income documentation. Total projected return: $63,036.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $155 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,140 |
| Total Monthly Debt Service | $930 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79339, Littlefield, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,182 (100%) |
| Owner Occupied HU | 1,844 (58.0%) |
| Renter Occupied HU | 731 (23.0%) |
| Vacant Housing Units | 607 (19.1%) |
| Median Home Value | $86,753 |
| Average Home Value | $123,990 |
Housing Distribution
Address Breakdown
Residential
2,555
Single Family
2,555
Multi-Family
0
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79339, Littlefield, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,182 (100%) |
| Owner Occupied HU | 1,844 (58.0%) |
| Renter Occupied HU | 731 (23.0%) |
| Vacant Housing Units | 607 (19.1%) |
| Median Home Value | $86,753 |
| Average Home Value | $123,990 |
Housing Distribution
Address Breakdown
Residential
2,555
Single Family
2,555
Multi-Family
0
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teresa Hector • Exit Realty of Lubbock
Mls Name: LBMLS
Mls Provider:
Mls ID: #202414794
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.