1126 County Road 665OnaFL33865
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1126 County Road 665, Ona, FL, 33865 in Ona at $1,550,000, 3.33% gross yield, is a market-growth asset. Rental yield 3.33%. The $4,298/mo rent partially funds the $6,970/mo debt service; the core return is the 5%/yr price growth projected to add $428,236 over five years. Ziffy Mortgage's DSCR mortgage (0.62) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $205,404.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.2% |
| Monthly Cash Flow | $(5,988) | $250 |
City averages based on Ona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,298 |
| Total Monthly Debt Service | $9,669 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33865, Ona, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 321 (100%) |
| Owner Occupied HU | 223 (69.5%) |
| Renter Occupied HU | 59 (18.4%) |
| Vacant Housing Units | 39 (12.1%) |
| Median Home Value | $134,069 |
| Average Home Value | $225,628 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
327
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33865, Ona, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 321 (100%) |
| Owner Occupied HU | 223 (69.5%) |
| Renter Occupied HU | 59 (18.4%) |
| Vacant Housing Units | 39 (12.1%) |
| Median Home Value | $134,069 |
| Average Home Value | $225,628 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
327
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices