11245 Raging Brook Dr UNIT 246ABowieMD20720
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 11245 Raging Brook Dr UNIT 246A, Bowie, MD, 20720 in Bowie speaks for itself: 10.9% gross on a $345,000 price, generating $3,133/mo in rent and $987/mo in net income after the $1,551/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,850 stacks alongside $95,317 in projected five-year appreciation and $3,177/yr in principal reduction. Projected total cumulative return: $176,181.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.1% |
| Monthly Cash Flow | $987 | $1,850 |
City averages based on Bowie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,133 |
| Total Monthly Debt Service | $2,312 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1991
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20720, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,354 (100%) |
| Owner Occupied HU | 7,465 (89.4%) |
| Renter Occupied HU | 657 ( 7.9%) |
| Vacant Housing Units | 232 ( 2.8%) |
| Median Home Value | $590,662 |
| Average Home Value | $604,575 |
Housing Distribution
Address Breakdown
Residential
8,527
Single Family
8,332
Multi-Family
195
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1991
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20720, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,354 (100%) |
| Owner Occupied HU | 7,465 (89.4%) |
| Renter Occupied HU | 657 ( 7.9%) |
| Vacant Housing Units | 232 ( 2.8%) |
| Median Home Value | $590,662 |
| Average Home Value | $604,575 |
Housing Distribution
Address Breakdown
Residential
8,527
Single Family
8,332
Multi-Family
195
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices