1124 E Main StStreatorIL61364
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1124 E Main St, Streator, IL, 61364 in Streator is narrow, $98/mo net on $1,031/mo rent after the $605/mo debt service, but the property operates at break-even-plus, not a loss. At $134,500 with a 9.2% yield, the long-run equity case via 5% appreciation ($37,160 over five years) and $1,239/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $57,762.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $98 | $300 |
City averages based on Streator market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,031 |
| Total Monthly Debt Service | $879 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61364, Streator, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,905 (100%) |
| Owner Occupied HU | 5,931 (66.6%) |
| Renter Occupied HU | 2,031 (22.8%) |
| Vacant Housing Units | 943 (10.6%) |
| Median Home Value | $118,682 |
| Average Home Value | $177,449 |
Housing Distribution
Address Breakdown
Residential
8,128
Single Family
7,456
Multi-Family
672
Businesses
490
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61364, Streator, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,905 (100%) |
| Owner Occupied HU | 5,931 (66.6%) |
| Renter Occupied HU | 2,031 (22.8%) |
| Vacant Housing Units | 943 (10.6%) |
| Median Home Value | $118,682 |
| Average Home Value | $177,449 |
Housing Distribution
Address Breakdown
Residential
8,128
Single Family
7,456
Multi-Family
672
Businesses
490
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices