1123 2nd StEnolaPA17025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Enola rental at 1123 2nd St, Enola, PA, 17025 sits in the solid-income band: 11.12% gross yield, $1,528/mo rent, $447/mo net after the $741/mo debt service, DSCR 2.06. Entry price of $164,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $45,559 and $1,519/yr in principal reduction bring total cumulative return to $91,625.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $447 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,528 |
| Total Monthly Debt Service | $1,015 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1900
0.04 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17025, Enola, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,843 (100%) |
| Owner Occupied HU | 5,858 (66.2%) |
| Renter Occupied HU | 2,537 (28.7%) |
| Vacant Housing Units | 448 ( 5.1%) |
| Median Home Value | $293,708 |
| Average Home Value | $354,486 |
Housing Distribution
Address Breakdown
Residential
8,364
Single Family
8,236
Multi-Family
128
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1900
0.04 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17025, Enola, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,843 (100%) |
| Owner Occupied HU | 5,858 (66.2%) |
| Renter Occupied HU | 2,537 (28.7%) |
| Vacant Housing Units | 448 ( 5.1%) |
| Median Home Value | $293,708 |
| Average Home Value | $354,486 |
Housing Distribution
Address Breakdown
Residential
8,364
Single Family
8,236
Multi-Family
128
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ms. Hope Koperna • Coldwell Banker Realty
Mls Name: Bright MLS
Mls ID: #PACB2044974