1122 San Fernando StFernandina BeachFL32034








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Fernandina Beach at 1122 San Fernando St, Fernandina Beach, FL, 32034 earns from $5,407/mo rent with a $7,973/mo payment. Total monthly income totals $5,407/mo. ROI tracks 8.09% on current figures, and rental yield reads 3.98% at a $1,629,000 purchase. Equity gained on principal adds $10,512/yr, and 5% annual appreciation supports $450,063 over five years. Five-year ROI reaches 39.94% and total cumulative return in cash sums $210,780. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $5,407/mo property income instead of your personal income.
Single Family
Built in 2020
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32034, Fernandina Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,682 (100%) |
| Owner Occupied HU | 15,551 (65.7%) |
| Renter Occupied HU | 3,710 (15.7%) |
| Vacant Housing Units | 4,421 (18.7%) |
| Median Home Value | $586,648 |
| Average Home Value | $675,813 |
Housing Distribution
Address Breakdown
Residential
21,050
Single Family
18,551
Multi-Family
2,499
Businesses
1,193
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Listed by: Nicole Reams • SUMMER HOUSE REALTY
Mls Name: AINCAR
Mls Provider:
Mls ID: #113548
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








