112069 Omeka RdVolcanoHI96785
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 112069 Omeka Rd, Volcano, HI, 96785 in Volcano. At $155,000 it earns $1,188/mo in rent and distributes $305/mo to the owner after the $735/mo payment, a consistent 9.2% yield. DSCR 1.62 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $42,824 in value; $1,299/yr in principal paydown compounds ownership stake. Total projected return: $75,163.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 3.8% |
| Monthly Cash Flow | $305 | $1,200 |
City averages based on Volcano market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,188 |
| Total Monthly Debt Service | $859 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96785, Volcano, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,811 (100%) |
| Owner Occupied HU | 1,204 (66.5%) |
| Renter Occupied HU | 245 (13.5%) |
| Vacant Housing Units | 362 (20.0%) |
| Median Home Value | $325,000 |
| Average Home Value | $418,638 |
Housing Distribution
Address Breakdown
Residential
189
Single Family
189
Multi-Family
0
Businesses
13
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices