112021 Hidden Creek PlChaskaMN55318
INVESTMENT ANALYSIS
Investment Verdict
Solid Income112021 Hidden Creek Pl, Chaska, MN, 55318 in Chaska earns a respectable 9.22% gross yield at $475,000, but after the $2,252/mo mortgage the net cash flow is $188/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.62) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $131,234 over five years, making equity the dominant return driver. Total projected return: $215,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $188 | $450 |
City averages based on Chaska market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,650 |
| Total Monthly Debt Service | $2,893 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1997
2,613 sqft lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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