1120 E Water Oak BndPanama City BeachFL32413








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City Beach at 1120 E Water Oak Bnd, Panama City Beach, FL, 32413 listed at $149,000 pairs $1,198/mo rent with a $729/mo payment to leave $209/mo cash flow. Total monthly income runs $1,198/mo, and annual cash flow reaches $2,514/yr on $49,394 cash to close. Return on cash invested measures 25% in year one, and rental yield registers 9.65% at a $149,000 basis. Equity gained on principal adds $961/yr, and annual property appreciation at 5% supports $41,166 by year five. Five-year ROI tracks 130.76% and total cumulative return in cash totals $64,588. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,198/mo property income relative to a $729/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in N/A
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32413, Panama City Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,408 (100%) |
| Owner Occupied HU | 5,677 (32.6%) |
| Renter Occupied HU | 2,579 (14.8%) |
| Vacant Housing Units | 9,152 (52.6%) |
| Median Home Value | $430,573 |
| Average Home Value | $517,641 |
Housing Distribution
Address Breakdown
Residential
12,560
Single Family
10,041
Multi-Family
2,519
Businesses
718
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Listed by: Ashley Dunnigan • Coastal Choice Realty LLC
Mls Name: CPAR
Mls ID: #782214





