112 Serra WaySan PabloCA94806
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 112 Serra Way, San Pablo, CA, 94806 in San Pablo speaks for itself: 11.36% gross on a $425,000 price, generating $4,024/mo in rent and $1,369/mo in net income after the $1,911/mo debt service. DSCR 2.11, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,434 stacks alongside $117,420 in projected five-year appreciation and $3,914/yr in principal reduction. Projected total cumulative return: $250,967.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 5.2% |
| Monthly Cash Flow | $1,369 | $300 |
City averages based on San Pablo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,024 |
| Total Monthly Debt Service | $2,460 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94806, San Pablo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,909 (100%) |
| Owner Occupied HU | 10,042 (48.0%) |
| Renter Occupied HU | 10,058 (48.1%) |
| Vacant Housing Units | 809 ( 3.9%) |
| Median Home Value | $658,348 |
| Average Home Value | $761,102 |
Housing Distribution
Address Breakdown
Residential
20,425
Single Family
14,561
Multi-Family
5,864
Businesses
1,069
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2009
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94806, San Pablo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,909 (100%) |
| Owner Occupied HU | 10,042 (48.0%) |
| Renter Occupied HU | 10,058 (48.1%) |
| Vacant Housing Units | 809 ( 3.9%) |
| Median Home Value | $658,348 |
| Average Home Value | $761,102 |
Housing Distribution
Address Breakdown
Residential
20,425
Single Family
14,561
Multi-Family
5,864
Businesses
1,069
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mario Cordova • Summit Realty
Mls Name: CCAR
Mls ID: #41119660