112 Lindy Ln, Oxford, AL, 36203 | $212/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Oxford at 112 Lindy Ln, Oxford, AL, 36203 offers $1,622/mo rent that, after a $1,223/mo payment, leaves $212/mo cash flow. Total monthly income is $1,622/mo, and annual cash flow is $2,539/yr on $82,842 cash. Return on cash invested measures 22.97% in year one, and rental yield stands at 7.79% at a $249,900 entry. Equity gained on principal adds $1,613/yr while 5% annual appreciation compounds into $69,043 by year five. Five-year ROI records 118.58% and total cumulative return in cash reaches $98,234. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,622/mo property income versus a $1,223/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2017

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36203, Oxford, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,285 (100%)
Owner Occupied HU	5,430 (65.5%)
Renter Occupied HU	2,146 (25.9%)
Vacant Housing Units	709 ( 8.6%)
Median Home Value	$192,460
Average Home Value	$243,739