112 E Seminary StLibertyIN47353
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 112 E Seminary St, Liberty, IN, 47353 in Liberty earns a 9.92% gross yield at $249,900. Rent of $2,065/mo nets $565/mo after the $1,124/mo mortgage. The 1.84 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $69,043 and $2,302/yr in equity accumulation project a total cumulative return of $130,949.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $565 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,065 |
| Total Monthly Debt Service | $1,401 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47353, Liberty, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,506 (100%) |
| Owner Occupied HU | 1,657 (66.1%) |
| Renter Occupied HU | 597 (23.8%) |
| Vacant Housing Units | 252 (10.1%) |
| Median Home Value | $179,611 |
| Average Home Value | $210,107 |
Housing Distribution
Address Breakdown
Residential
2,383
Single Family
2,252
Multi-Family
131
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47353, Liberty, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,506 (100%) |
| Owner Occupied HU | 1,657 (66.1%) |
| Renter Occupied HU | 597 (23.8%) |
| Vacant Housing Units | 252 (10.1%) |
| Median Home Value | $179,611 |
| Average Home Value | $210,107 |
Housing Distribution
Address Breakdown
Residential
2,383
Single Family
2,252
Multi-Family
131
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices