11188 Catatoga DrPlainviewIL62685
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play11188 Catatoga Dr, Plainview, IL, 62685 in Plainview is priced for appreciation, not yield. Rental yield 3.05%. At $189,000 with a 3.05% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $52,217 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.56) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.5% |
| Monthly Cash Flow | $(1,181) | $1,500 |
City averages based on Plainview market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $480 |
| Total Monthly Debt Service | $1,586 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.37 Acres lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62685, Shipman, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 889 (100%) |
| Owner Occupied HU | 629 (70.8%) |
| Renter Occupied HU | 112 (12.6%) |
| Vacant Housing Units | 148 (16.6%) |
| Median Home Value | $171,208 |
| Average Home Value | $205,556 |
Housing Distribution
Address Breakdown
Residential
796
Single Family
788
Multi-Family
8
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.37 Acres lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62685, Shipman, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 889 (100%) |
| Owner Occupied HU | 629 (70.8%) |
| Renter Occupied HU | 112 (12.6%) |
| Vacant Housing Units | 148 (16.6%) |
| Median Home Value | $171,208 |
| Average Home Value | $205,556 |
Housing Distribution
Address Breakdown
Residential
796
Single Family
788
Multi-Family
8
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices