1118 Ryegate RoadWells RiverVT05081
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1118 Ryegate Road, Wells River, VT, 05081 in Wells River is capital appreciation. Rental yield 3.1%. The 3.1% gross yield at $935,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $258,323 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.57) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $111,358.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.2% |
| Monthly Cash Flow | $(3,808) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,412 |
| Total Monthly Debt Service | $5,848 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
91.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05081, Wells River, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 591 (100%) |
| Owner Occupied HU | 346 (58.5%) |
| Renter Occupied HU | 115 (19.5%) |
| Vacant Housing Units | 130 (22.0%) |
| Median Home Value | $294,805 |
| Average Home Value | $334,978 |
Housing Distribution
Address Breakdown
Residential
252
Single Family
235
Multi-Family
17
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
91.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05081, Wells River, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 591 (100%) |
| Owner Occupied HU | 346 (58.5%) |
| Renter Occupied HU | 115 (19.5%) |
| Vacant Housing Units | 130 (22.0%) |
| Median Home Value | $294,805 |
| Average Home Value | $334,978 |
Housing Distribution
Address Breakdown
Residential
252
Single Family
235
Multi-Family
17
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: June Griswold • Placey Associates
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5014935
Disclaimer: Copyright 2024 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2024-10-17 03:21:42 PDT. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.