11131 Dodson St APT 7El MonteCA91733
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 11131 Dodson St APT 7, El Monte, CA, 91733 in El Monte at $450,000 earns $3,163/mo in rent and nets $129/mo after the $2,023/mo payment, a 8.44% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $124,327 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $4,145/yr in principal paydown, total projected return reaches $195,072.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $129 | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,163 |
| Total Monthly Debt Service | $2,605 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91733, South El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,890 (100%) |
| Owner Occupied HU | 4,341 (39.9%) |
| Renter Occupied HU | 6,285 (57.7%) |
| Vacant Housing Units | 264 ( 2.4%) |
| Median Home Value | $654,002 |
| Average Home Value | $690,364 |
Housing Distribution
Address Breakdown
Residential
10,536
Single Family
8,101
Multi-Family
2,435
Businesses
2,838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91733, South El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,890 (100%) |
| Owner Occupied HU | 4,341 (39.9%) |
| Renter Occupied HU | 6,285 (57.7%) |
| Vacant Housing Units | 264 ( 2.4%) |
| Median Home Value | $654,002 |
| Average Home Value | $690,364 |
Housing Distribution
Address Breakdown
Residential
10,536
Single Family
8,101
Multi-Family
2,435
Businesses
2,838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Lee • Team Spirit Realty
Mls Name: CLAW
Mls ID: #25587289