1113 Ridgecliff DrRural HallNC27045
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1113 Ridgecliff Dr, Rural Hall, NC, 27045 in Rural Hall is listed at $299,900 and delivers $2,224/mo in rent and $396/mo in net monthly cash flow. The 8.9% yield and 1.65 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $82,857 over five years, and $2,762/yr in principal reduction supplements cash return. Total projected cumulative return: $139,111.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $396 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,224 |
| Total Monthly Debt Service | $1,708 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27045, Rural Hall, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,549 (100%) |
| Owner Occupied HU | 3,316 (72.9%) |
| Renter Occupied HU | 931 (20.5%) |
| Vacant Housing Units | 302 ( 6.6%) |
| Median Home Value | $258,820 |
| Average Home Value | $281,362 |
Housing Distribution
Address Breakdown
Residential
4,296
Single Family
4,188
Multi-Family
108
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27045, Rural Hall, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,549 (100%) |
| Owner Occupied HU | 3,316 (72.9%) |
| Renter Occupied HU | 931 (20.5%) |
| Vacant Housing Units | 302 ( 6.6%) |
| Median Home Value | $258,820 |
| Average Home Value | $281,362 |
Housing Distribution
Address Breakdown
Residential
4,296
Single Family
4,188
Multi-Family
108
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chasity Carroll • Coldwell Banker Advantage
Mls Name: Triad MLS
Mls ID: #1207379