1113 Cutter StCincinnatiOH45203
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1113 Cutter St, Cincinnati, OH, 45203 in Cincinnati. Rental yield 5.76%. At $450,000 with 5.76% gross yield, current distributions are modest, but the 5% appreciation rate projects $124,327 in new equity by year five, complemented by $4,145/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.07) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $119,976.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.8% |
| Monthly Cash Flow | $(1,032) | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $2,781 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1,960 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45203, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,544 (100%) |
| Owner Occupied HU | 217 (14.1%) |
| Renter Occupied HU | 1,187 (76.9%) |
| Vacant Housing Units | 140 ( 9.1%) |
| Median Home Value | $281,923 |
| Average Home Value | $330,207 |
Housing Distribution
Address Breakdown
Residential
1,248
Single Family
549
Multi-Family
699
Businesses
386
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1,960 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45203, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,544 (100%) |
| Owner Occupied HU | 217 (14.1%) |
| Renter Occupied HU | 1,187 (76.9%) |
| Vacant Housing Units | 140 ( 9.1%) |
| Median Home Value | $281,923 |
| Average Home Value | $330,207 |
Housing Distribution
Address Breakdown
Residential
1,248
Single Family
549
Multi-Family
699
Businesses
386
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Weis • Comey & Shepherd
Mls Name: Cincy MLS
Mls ID: #1869323