1111 Pennsy RdPequeaPA17565
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1111 Pennsy Rd, Pequea, PA, 17565 in Pequea speaks for itself: 10.38% gross on a $300,000 price, generating $2,596/mo in rent and $630/mo in net income after the $1,349/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,557 stacks alongside $82,884 in projected five-year appreciation and $2,763/yr in principal reduction. Projected total cumulative return: $154,804.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $630 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,596 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17565, Pequea, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,044 (100%) |
| Owner Occupied HU | 847 (81.1%) |
| Renter Occupied HU | 149 (14.3%) |
| Vacant Housing Units | 48 ( 4.6%) |
| Median Home Value | $406,944 |
| Average Home Value | $420,850 |
Housing Distribution
Address Breakdown
Residential
965
Single Family
965
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17565, Pequea, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,044 (100%) |
| Owner Occupied HU | 847 (81.1%) |
| Renter Occupied HU | 149 (14.3%) |
| Vacant Housing Units | 48 ( 4.6%) |
| Median Home Value | $406,944 |
| Average Home Value | $420,850 |
Housing Distribution
Address Breakdown
Residential
965
Single Family
965
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tim Keller • H.K. Keller
Mls Name: Bright MLS
Mls ID: #PALA2073094