11108 N Us Highway 301 #1ThonotosassaFL33592
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 11108 N Us Highway 301 #1, Thonotosassa, FL, 33592 in Thonotosassa clears it at 1.74, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.41%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $45,586; $1,520/yr in principal equity; total projected return: $34,010.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $(496) | $300 |
City averages based on Thonotosassa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,294 |
| Total Monthly Debt Service | $1,724 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
N/A lot
$N/A/sqft
$695 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33592, Thonotosassa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,618 (100%) |
| Owner Occupied HU | 3,421 (60.9%) |
| Renter Occupied HU | 1,700 (30.3%) |
| Vacant Housing Units | 497 ( 8.8%) |
| Median Home Value | $370,697 |
| Average Home Value | $479,746 |
Housing Distribution
Address Breakdown
Residential
4,668
Single Family
4,310
Multi-Family
358
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
N/A lot
$N/A/sqft
$695 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33592, Thonotosassa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,618 (100%) |
| Owner Occupied HU | 3,421 (60.9%) |
| Renter Occupied HU | 1,700 (30.3%) |
| Vacant Housing Units | 497 ( 8.8%) |
| Median Home Value | $370,697 |
| Average Home Value | $479,746 |
Housing Distribution
Address Breakdown
Residential
4,668
Single Family
4,310
Multi-Family
358
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A