111 Westchester TrlKathleenGA31047
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 111 Westchester Trl, Kathleen, GA, 31047 in Kathleen speaks for itself: 12.67% gross on a $349,900 price, generating $3,695/mo in rent and $1,472/mo in net income after the $1,573/mo debt service. DSCR 2.35, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,659 stacks alongside $96,671 in projected five-year appreciation and $3,223/yr in principal reduction. Projected total cumulative return: $227,686.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 7.0% |
| Monthly Cash Flow | $1,472 | $300 |
City averages based on Kathleen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,695 |
| Total Monthly Debt Service | $2,084 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
0.27 Acres lot
$N/A/sqft
$120 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31047, Kathleen, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,804 (100%) |
| Owner Occupied HU | 5,244 (77.1%) |
| Renter Occupied HU | 1,224 (18.0%) |
| Vacant Housing Units | 336 ( 4.9%) |
| Median Home Value | $335,260 |
| Average Home Value | $367,641 |
Housing Distribution
Address Breakdown
Residential
6,962
Single Family
6,730
Multi-Family
232
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
0.27 Acres lot
$N/A/sqft
$120 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31047, Kathleen, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,804 (100%) |
| Owner Occupied HU | 5,244 (77.1%) |
| Renter Occupied HU | 1,224 (18.0%) |
| Vacant Housing Units | 336 ( 4.9%) |
| Median Home Value | $335,260 |
| Average Home Value | $367,641 |
Housing Distribution
Address Breakdown
Residential
6,962
Single Family
6,730
Multi-Family
232
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices