111 W Salisbury StWilliamsportMD21795
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 111 W Salisbury St, Williamsport, MD, 21795 in Williamsport worth study. Rental yield 3.15%. The 3.15% gross yield is below cash-flow benchmarks at $575,000, but 5% annual appreciation, adding $158,862 over five years, frames this as a capital growth position. Rent of $1,509/mo partially offsets the $2,586/mo payment. Ziffy Mortgage finances appreciation-play properties (0.58 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $85,099.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 7.2% |
| Monthly Cash Flow | $(2,067) | $120 |
City averages based on Williamsport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,509 |
| Total Monthly Debt Service | $3,347 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1904
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21795, Williamsport, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,588 (100%) |
| Owner Occupied HU | 2,824 (61.6%) |
| Renter Occupied HU | 1,341 (29.2%) |
| Vacant Housing Units | 423 ( 9.2%) |
| Median Home Value | $331,405 |
| Average Home Value | $360,760 |
Housing Distribution
Address Breakdown
Residential
4,034
Single Family
3,348
Multi-Family
686
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1904
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21795, Williamsport, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,588 (100%) |
| Owner Occupied HU | 2,824 (61.6%) |
| Renter Occupied HU | 1,341 (29.2%) |
| Vacant Housing Units | 423 ( 9.2%) |
| Median Home Value | $331,405 |
| Average Home Value | $360,760 |
Housing Distribution
Address Breakdown
Residential
4,034
Single Family
3,348
Multi-Family
686
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steve L Powell • Samson Properties
Mls Name: Bright MLS
Mls ID: #MDWA2030504