111 Timberline DrHeber SpringsAR72543
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play111 Timberline Dr, Heber Springs, AR, 72543 in Heber Springs is priced for appreciation, not yield. Rental yield 3.94%. At $695,000 with a 3.94% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $192,016 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.73) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $141,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 8.0% |
| Monthly Cash Flow | $(1,897) | $300 |
City averages based on Heber Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,285 |
| Total Monthly Debt Service | $3,901 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
3.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72543, Heber Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,371 (100%) |
| Owner Occupied HU | 3,959 (53.7%) |
| Renter Occupied HU | 1,695 (23.0%) |
| Vacant Housing Units | 1,717 (23.3%) |
| Median Home Value | $206,592 |
| Average Home Value | $259,269 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
6,244
Multi-Family
152
Businesses
654
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
3.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72543, Heber Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,371 (100%) |
| Owner Occupied HU | 3,959 (53.7%) |
| Renter Occupied HU | 1,695 (23.0%) |
| Vacant Housing Units | 1,717 (23.3%) |
| Median Home Value | $206,592 |
| Average Home Value | $259,269 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
6,244
Multi-Family
152
Businesses
654
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CARMLS
Mls ID: #25045733