111 Royal AveSaint LouisMO63135
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 111 Royal Ave, Saint Louis, MO, 63135 in Saint Louis worth modelling. At $209,000 with a 8.25% gross yield, the $1,437/mo rent leaves $135/mo after the $940/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.53 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $57,743 by year five; $1,925/yr in principal reduction adds further equity. Total projected return: $88,010.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.8% |
| Monthly Cash Flow | $135 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,437 |
| Total Monthly Debt Service | $1,218 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63135, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,808 (100%) |
| Owner Occupied HU | 4,607 (52.3%) |
| Renter Occupied HU | 3,052 (34.7%) |
| Vacant Housing Units | 1,149 (13.0%) |
| Median Home Value | $134,885 |
| Average Home Value | $202,740 |
Housing Distribution
Address Breakdown
Residential
7,987
Single Family
7,774
Multi-Family
213
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63135, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,808 (100%) |
| Owner Occupied HU | 4,607 (52.3%) |
| Renter Occupied HU | 3,052 (34.7%) |
| Vacant Housing Units | 1,149 (13.0%) |
| Median Home Value | $134,885 |
| Average Home Value | $202,740 |
Housing Distribution
Address Breakdown
Residential
7,987
Single Family
7,774
Multi-Family
213
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dave H Pope • Pope, Inc.,REALTORS
Mls Name: MARIS
Mls ID: #25042313