111 N Mountain StIrontonMO63650
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 111 N Mountain St, Ironton, MO, 63650 in Ironton earns a 10.28% gross yield at $158,000. Rent of $1,354/mo nets $370/mo after the $710/mo mortgage. The 1.91 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $43,652 and $1,455/yr in equity accumulation project a total cumulative return of $83,803.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $370 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,354 |
| Total Monthly Debt Service | $921 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63650, Ironton, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,895 (100%) |
| Owner Occupied HU | 1,099 (58.0%) |
| Renter Occupied HU | 446 (23.5%) |
| Vacant Housing Units | 350 (18.5%) |
| Median Home Value | $127,760 |
| Average Home Value | $226,481 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63650, Ironton, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,895 (100%) |
| Owner Occupied HU | 1,099 (58.0%) |
| Renter Occupied HU | 446 (23.5%) |
| Vacant Housing Units | 350 (18.5%) |
| Median Home Value | $127,760 |
| Average Home Value | $226,481 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices