111 N McPhail Ave, Caledonia, MN, 55921 | $228/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Caledonia at 111 N McPhail Ave, Caledonia, MN, 55921 offers a 8.54% rental yield on a $262,900 purchase with $1,870/mo rent. Total monthly income registers $1,870/mo, and a $1,287/mo payment leaves $228/mo available for distribution. Annual cash flow reaches $2,737/yr on $87,151 to close, and return on cash invested stands at 23.05% in year one. Equity gained on principal adds $1,696/yr while 5% annual appreciation supports $72,634 over five years. Portfolio math shows five-year ROI at 119.8% and total cumulative return in cash at $104,404. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,870/mo property income against a $1,287/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1956

0.45 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 55921, Caledonia, MN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,173 (100%)
Owner Occupied HU	1,568 (72.2%)
Renter Occupied HU	418 (19.2%)
Vacant Housing Units	187 ( 8.6%)
Median Home Value	$221,538
Average Home Value	$281,610