111 Kahului Beach Rd APT C203KahuluiHI96732
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 111 Kahului Beach Rd APT C203, Kahului, HI, 96732 in Kahului offers it: the 1.56 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.39%. Long-term, 5% appreciation is forecast to add $61,887, and $2,063/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $48,092.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.0% |
| Monthly Cash Flow | $(628) | $300 |
City averages based on Kahului market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,566 |
| Total Monthly Debt Service | $2,105 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
7.51 Acres lot
$N/A/sqft
$862 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96732, Kahului, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 4,427 (50.8%) |
| Renter Occupied HU | 3,659 (42.0%) |
| Vacant Housing Units | 636 ( 7.3%) |
| Median Home Value | $847,335 |
| Average Home Value | $924,263 |
Housing Distribution
Address Breakdown
Residential
6,964
Single Family
5,936
Multi-Family
1,028
Businesses
1,255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
7.51 Acres lot
$N/A/sqft
$862 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96732, Kahului, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 4,427 (50.8%) |
| Renter Occupied HU | 3,659 (42.0%) |
| Vacant Housing Units | 636 ( 7.3%) |
| Median Home Value | $847,335 |
| Average Home Value | $924,263 |
Housing Distribution
Address Breakdown
Residential
6,964
Single Family
5,936
Multi-Family
1,028
Businesses
1,255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hiro Ward RS-75023 • Fine Island Properties LLC
Mls Name: RAM
Mls Provider:
Mls ID: #405258
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