111 Kahului Beach Rd APT A203KahuluiHI96732
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 111 Kahului Beach Rd APT A203, Kahului, HI, 96732 in Kahului achieves a 1.53 ratio at $259,000: $1,785/mo rent versus $1,165/mo debt service. Rental yield 8.27%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.27% yield compounds alongside 5% annual appreciation projecting $71,557 in value. Total projected cumulative return: $117,581.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $(932) | $300 |
City averages based on Kahului market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,785 |
| Total Monthly Debt Service | $1,372 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
7.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96732, Kahului, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 4,427 (50.8%) |
| Renter Occupied HU | 3,659 (42.0%) |
| Vacant Housing Units | 636 ( 7.3%) |
| Median Home Value | $847,335 |
| Average Home Value | $924,263 |
Housing Distribution
Address Breakdown
Residential
6,964
Single Family
5,936
Multi-Family
1,028
Businesses
1,255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
7.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96732, Kahului, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 4,427 (50.8%) |
| Renter Occupied HU | 3,659 (42.0%) |
| Vacant Housing Units | 636 ( 7.3%) |
| Median Home Value | $847,335 |
| Average Home Value | $924,263 |
Housing Distribution
Address Breakdown
Residential
6,964
Single Family
5,936
Multi-Family
1,028
Businesses
1,255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices