111 A AveNewhallIA52315
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 111 A Ave, Newhall, IA, 52315 in Newhall offers a clean, manageable entry. Rental yield 6.39%. DSCR 1.18 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $80,094 in additional property value over five years, with $2,670/yr in principal equity building ownership stake. Total projected cumulative return: $88,476.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.2% |
| Monthly Cash Flow | $(340) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,543 |
| Total Monthly Debt Service | $1,767 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52315, Newhall, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 519 (100%) |
| Owner Occupied HU | 424 (81.7%) |
| Renter Occupied HU | 84 (16.2%) |
| Vacant Housing Units | 11 ( 2.1%) |
| Median Home Value | $226,744 |
| Average Home Value | $259,133 |
Housing Distribution
Address Breakdown
Residential
332
Single Family
304
Multi-Family
28
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52315, Newhall, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 519 (100%) |
| Owner Occupied HU | 424 (81.7%) |
| Renter Occupied HU | 84 (16.2%) |
| Vacant Housing Units | 11 ( 2.1%) |
| Median Home Value | $226,744 |
| Average Home Value | $259,133 |
Housing Distribution
Address Breakdown
Residential
332
Single Family
304
Multi-Family
28
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices