11092 Newark StreetHendersonCO80640
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 11092 Newark Street, Henderson, CO, 80640 in Henderson: $3,482/mo in rent, $309/mo in net income, 7.67% gross yield, 1.42 DSCR, all at $544,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $150,435 in appreciation and $5,015/yr in principal paydown projects total cumulative return of $225,516.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $309 | $1,200 |
City averages based on Henderson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,482 |
| Total Monthly Debt Service | $2,957 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
8,598 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80640, Henderson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,878 (100%) |
| Owner Occupied HU | 3,109 (80.2%) |
| Renter Occupied HU | 639 (16.5%) |
| Vacant Housing Units | 130 ( 3.4%) |
| Median Home Value | $586,199 |
| Average Home Value | $609,834 |
Housing Distribution
Address Breakdown
Residential
4,426
Single Family
3,806
Multi-Family
620
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
8,598 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80640, Henderson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,878 (100%) |
| Owner Occupied HU | 3,109 (80.2%) |
| Renter Occupied HU | 639 (16.5%) |
| Vacant Housing Units | 130 ( 3.4%) |
| Median Home Value | $586,199 |
| Average Home Value | $609,834 |
Housing Distribution
Address Breakdown
Residential
4,426
Single Family
3,806
Multi-Family
620
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices