1108 45th Ave NE, Saint Cloud, MN, 56304 | $132/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Cloud at 1108 45th Ave NE, Saint Cloud, MN, 56304 uses $99,417 cash to close to unlock $1,586/yr annual cash flow and $132/mo monthly cash flow. Total monthly income runs $2,005/mo, and a $1,468/mo payment keeps the spread at $132/mo. Purchase price stands at $299,900, and rental yield measures 8.02% with $2,005/mo rent. Return on cash invested shows 21.5% in year one, and 5% annual appreciation builds toward $82,857 over five years. Five-year ROI reaches 111.51% and total cumulative return in cash records $110,860. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,005/mo property income covering a $1,468/mo payment rather than investor’s personal income.

Townhouse

Built in 2025

3,484 sqft lot

$N/A/sqft

No HOA