11073 Loma Rica RdLoma RicaCA95901
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 11073 Loma Rica Rd, Loma Rica, CA, 95901 in Loma Rica is a conservative rental investment at $675,900. Rental yield 6.55%. A 1.21 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $186,739; $6,225/yr in principal paydown supplements. Total projected return: $214,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.0% |
| Monthly Cash Flow | $(661) | $1,500 |
City averages based on Loma Rica market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,689 |
| Total Monthly Debt Service | $4,081 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95901, Marysville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,975 (100%) |
| Owner Occupied HU | 7,256 (51.9%) |
| Renter Occupied HU | 5,633 (40.3%) |
| Vacant Housing Units | 1,086 ( 7.8%) |
| Median Home Value | $380,118 |
| Average Home Value | $417,184 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
11,599
Multi-Family
1,204
Businesses
975
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95901, Marysville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,975 (100%) |
| Owner Occupied HU | 7,256 (51.9%) |
| Renter Occupied HU | 5,633 (40.3%) |
| Vacant Housing Units | 1,086 ( 7.8%) |
| Median Home Value | $380,118 |
| Average Home Value | $417,184 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
11,599
Multi-Family
1,204
Businesses
975
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Taylor Zapata • eXp Realty of California, Inc.
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225040875
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