11073 E 115th AvenueCommerce CityCO80640
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 11073 E 115th Avenue, Commerce City, CO, 80640 in Commerce City: $3,764/mo in rent, $404/mo in net income, 7.93% gross yield, 1.47 DSCR, all at $569,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $157,453 in appreciation and $5,249/yr in principal paydown projects total cumulative return of $243,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.2% |
| Monthly Cash Flow | $404 | $850 |
City averages based on Commerce City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,764 |
| Total Monthly Debt Service | $3,095 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80640, Henderson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,878 (100%) |
| Owner Occupied HU | 3,109 (80.2%) |
| Renter Occupied HU | 639 (16.5%) |
| Vacant Housing Units | 130 ( 3.4%) |
| Median Home Value | $586,199 |
| Average Home Value | $609,834 |
Housing Distribution
Address Breakdown
Residential
4,426
Single Family
3,806
Multi-Family
620
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80640, Henderson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,878 (100%) |
| Owner Occupied HU | 3,109 (80.2%) |
| Renter Occupied HU | 639 (16.5%) |
| Vacant Housing Units | 130 ( 3.4%) |
| Median Home Value | $586,199 |
| Average Home Value | $609,834 |
Housing Distribution
Address Breakdown
Residential
4,426
Single Family
3,806
Multi-Family
620
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maritza Escobar Low • Rocky Mountain R.E. Advisors
Mls Name: REcolorado
Mls ID: #2489319