1107 S 41st St UNIT 1San DiegoCA92113
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1107 S 41st St UNIT 1, San Diego, CA, 92113 in San Diego is a top-tier cash-flow asset. At $400,000 it produces $3,851/mo in rent and $1,376/mo in net monthly income, a 11.55% gross rental yield. The DSCR of 2.14 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $16,516. Five-year appreciation adds $110,513, driving a total cumulative return of $240,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 4.8% |
| Monthly Cash Flow | $1,376 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,851 |
| Total Monthly Debt Service | $2,315 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
1.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
1.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dana K Horne • Dana Horne Realty
Mls Name: SDMLS
Mls ID: #250034982