1106 Vineyard SqJefferson CityMO65101
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1106 Vineyard Sq, Jefferson City, MO, 65101 in Jefferson City. At $550,000 it earns $3,930/mo in rent and distributes $505/mo to the owner after the $2,607/mo payment, a consistent 8.57% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $151,955 in value; $4,611/yr in principal paydown compounds ownership stake. Total projected return: $230,810.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.8% |
| Monthly Cash Flow | $505 | $450 |
City averages based on Jefferson City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,930 |
| Total Monthly Debt Service | $3,341 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65101, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 7,293 (60.0%) |
| Renter Occupied HU | 3,565 (29.3%) |
| Vacant Housing Units | 1,304 (10.7%) |
| Median Home Value | $264,063 |
| Average Home Value | $292,058 |
Housing Distribution
Address Breakdown
Residential
11,698
Single Family
10,764
Multi-Family
934
Businesses
1,009
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: Joyce Bremer • RE/MAX Jefferson City
Mls Name: JCMLS
Mls ID: #10071247
