1105 W Congress StSan BernardinoCA92410








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in San Bernardino at 1105 W Congress St, San Bernardino, CA, 92410 uses $145,860 cash to close to unlock $2,012/yr annual cash flow and $168/mo monthly cash flow. Total monthly income runs $2,890/mo, and a $2,154/mo payment keeps the spread at $168/mo. Purchase price stands at $440,000, and rental yield measures 7.88% with $2,890/mo rent. Return on cash invested shows 21.29% in year one, and 5% annual appreciation builds toward $121,564 over five years. Five-year ROI reaches 110.23% and total cumulative return in cash records $160,786. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,890/mo property income covering a $2,154/mo payment rather than investor’s personal income.
Single Family
Built in 1925
7,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92410, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,442 (100%) |
| Owner Occupied HU | 6,100 (42.2%) |
| Renter Occupied HU | 7,846 (54.3%) |
| Vacant Housing Units | 496 ( 3.4%) |
| Median Home Value | $304,992 |
| Average Home Value | $347,184 |
Housing Distribution
Address Breakdown
Residential
14,196
Single Family
11,534
Multi-Family
2,662
Businesses
1,055
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Listed by: Ariana Rios • CENTURY 21 PRIMETIME REALTORS
Mls Name: CRMLS
Mls ID: #CV25193907








