1105 W 86th St STulsaOK74132
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1105 W 86th St S, Tulsa, OK, 74132 in Tulsa is priced for appreciation, not yield. Rental yield 4.49%. At $529,000 with a 4.49% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $146,153 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.83) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $111,034.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 7.2% |
| Monthly Cash Flow | $(1,398) | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $3,168 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74132, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,142 (100%) |
| Owner Occupied HU | 2,445 (47.5%) |
| Renter Occupied HU | 2,301 (44.7%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $325,392 |
| Average Home Value | $382,281 |
Housing Distribution
Address Breakdown
Residential
4,665
Single Family
3,736
Multi-Family
929
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74132, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,142 (100%) |
| Owner Occupied HU | 2,445 (47.5%) |
| Renter Occupied HU | 2,301 (44.7%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $325,392 |
| Average Home Value | $382,281 |
Housing Distribution
Address Breakdown
Residential
4,665
Single Family
3,736
Multi-Family
929
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices