1105 Tranquility Pl NETownsendGA31331
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1105 Tranquility Pl NE, Townsend, GA, 31331 in Townsend is capital appreciation. Rental yield 3.15%. The 3.15% gross yield at $503,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $138,970 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.58) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $39,460.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 8.0% |
| Monthly Cash Flow | $(2,391) | $1,200 |
City averages based on Townsend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,320 |
| Total Monthly Debt Service | $3,511 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.74 Acres lot
$N/A/sqft
$650 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31331, Townsend, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,077 (100%) |
| Owner Occupied HU | 2,238 (54.9%) |
| Renter Occupied HU | 441 (10.8%) |
| Vacant Housing Units | 1,398 (34.3%) |
| Median Home Value | $226,210 |
| Average Home Value | $289,660 |
Housing Distribution
Address Breakdown
Residential
3,091
Single Family
3,066
Multi-Family
25
Businesses
165
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.74 Acres lot
$N/A/sqft
$650 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31331, Townsend, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,077 (100%) |
| Owner Occupied HU | 2,238 (54.9%) |
| Renter Occupied HU | 441 (10.8%) |
| Vacant Housing Units | 1,398 (34.3%) |
| Median Home Value | $226,210 |
| Average Home Value | $289,660 |
Housing Distribution
Address Breakdown
Residential
3,091
Single Family
3,066
Multi-Family
25
Businesses
165
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Ayers • Clickit Realty
Mls Name: GIAOR
Mls ID: #1653705
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.