1105 Sterling AveMaryvilleTN37803
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 1105 Sterling Ave, Maryville, TN, 37803 in Maryville. Rental yield 6.61%. The 1.23 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $138,693 and $4,623/yr in principal reduction project total return of $174,480.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 5.2% |
| Monthly Cash Flow | $(240) | $420 |
City averages based on Maryville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,765 |
| Total Monthly Debt Service | $2,805 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37803, Maryville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,829 (100%) |
| Owner Occupied HU | 11,315 (76.3%) |
| Renter Occupied HU | 2,699 (18.2%) |
| Vacant Housing Units | 815 ( 5.5%) |
| Median Home Value | $397,899 |
| Average Home Value | $483,365 |
Housing Distribution
Address Breakdown
Residential
14,426
Single Family
14,266
Multi-Family
160
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37803, Maryville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,829 (100%) |
| Owner Occupied HU | 11,315 (76.3%) |
| Renter Occupied HU | 2,699 (18.2%) |
| Vacant Housing Units | 815 ( 5.5%) |
| Median Home Value | $397,899 |
| Average Home Value | $483,365 |
Housing Distribution
Address Breakdown
Residential
14,426
Single Family
14,266
Multi-Family
160
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices