1104 Willow Point DrMurphyTX75094
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1104 Willow Point Dr, Murphy, TX, 75094 in Murphy. Priced at $695,000, it generates $6,929/mo in gross rent and $1,943/mo in net monthly cash flow, a 11.96% yield that comfortably supports the 2.22 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $23,313. Five-year appreciation: $192,016. Equity from principal paydown: $6,401/yr. Total projected cumulative return: $391,564.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $1,943 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,929 |
| Total Monthly Debt Service | $4,709 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10,018 sqft lot
$N/A/sqft
$525 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75094, Plano, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,708 (100%) |
| Owner Occupied HU | 6,172 (92.0%) |
| Renter Occupied HU | 458 ( 6.8%) |
| Vacant Housing Units | 78 ( 1.2%) |
| Median Home Value | $550,078 |
| Average Home Value | $601,717 |
Housing Distribution
Address Breakdown
Residential
7,028
Single Family
6,872
Multi-Family
156
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10,018 sqft lot
$N/A/sqft
$525 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75094, Plano, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,708 (100%) |
| Owner Occupied HU | 6,172 (92.0%) |
| Renter Occupied HU | 458 ( 6.8%) |
| Vacant Housing Units | 78 ( 1.2%) |
| Median Home Value | $550,078 |
| Average Home Value | $601,717 |
Housing Distribution
Address Breakdown
Residential
7,028
Single Family
6,872
Multi-Family
156
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Hottel • Orchard Brokerage, LLC
Mls Name: NTREIS
Mls ID: #21039789
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.