1103 River Road #108Wisconsin DellsWI53965
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1103 River Road #108, Wisconsin Dells, WI, 53965 in Wisconsin Dells is priced for appreciation, not yield. Rental yield 5.67%. At $419,000 with a 5.67% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $115,762 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.05) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $79,353.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(1,281) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,981 |
| Total Monthly Debt Service | $3,095 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1988
N/A lot
$N/A/sqft
$450 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53965, Wisconsin Dells, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,908 (100%) |
| Owner Occupied HU | 3,558 (51.5%) |
| Renter Occupied HU | 1,429 (20.7%) |
| Vacant Housing Units | 1,921 (27.8%) |
| Median Home Value | $271,816 |
| Average Home Value | $341,589 |
Housing Distribution
Address Breakdown
Residential
5,254
Single Family
4,917
Multi-Family
337
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1988
N/A lot
$N/A/sqft
$450 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53965, Wisconsin Dells, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,908 (100%) |
| Owner Occupied HU | 3,558 (51.5%) |
| Renter Occupied HU | 1,429 (20.7%) |
| Vacant Housing Units | 1,921 (27.8%) |
| Median Home Value | $271,816 |
| Average Home Value | $341,589 |
Housing Distribution
Address Breakdown
Residential
5,254
Single Family
4,917
Multi-Family
337
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kara Hanko • Bunbury & Assoc, REALTORS
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #2000197
Disclaimer: Information is supplied by seller and other third parties and has not been verified. Copyright 2025 WiREx All Rights Reserved