1102 1st St NSaint Paul ParkMN55071
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 1102 1st St N, Saint Paul Park, MN, 55071 in Saint Paul Park worth modelling. At $300,000 with a 8.05% gross yield, the $2,013/mo rent leaves $140/mo after the $1,349/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.49 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $82,884 by year five; $2,763/yr in principal reduction adds further equity. Total projected return: $122,800.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $140 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,013 |
| Total Monthly Debt Service | $1,754 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
7,189 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55071, Saint Paul Park, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,230 (100%) |
| Owner Occupied HU | 1,761 (79.0%) |
| Renter Occupied HU | 399 (17.9%) |
| Vacant Housing Units | 70 ( 3.1%) |
| Median Home Value | $310,359 |
| Average Home Value | $363,184 |
Housing Distribution
Address Breakdown
Residential
2,200
Single Family
2,093
Multi-Family
107
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
7,189 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55071, Saint Paul Park, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,230 (100%) |
| Owner Occupied HU | 1,761 (79.0%) |
| Renter Occupied HU | 399 (17.9%) |
| Vacant Housing Units | 70 ( 3.1%) |
| Median Home Value | $310,359 |
| Average Home Value | $363,184 |
Housing Distribution
Address Breakdown
Residential
2,200
Single Family
2,093
Multi-Family
107
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #7025431