1102 178th StreetHammondWI54015
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1102 178th Street, Hammond, WI, 54015 in Hammond: $3,124/mo in rent, $385/mo in net income, 9.19% gross yield, 1.70 DSCR, all at $408,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $112,723 in appreciation and $3,758/yr in principal paydown projects total cumulative return of $180,453.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $385 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,124 |
| Total Monthly Debt Service | $2,576 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54015, Hammond, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,510 (100%) |
| Owner Occupied HU | 1,230 (81.5%) |
| Renter Occupied HU | 244 (16.2%) |
| Vacant Housing Units | 36 ( 2.4%) |
| Median Home Value | $336,977 |
| Average Home Value | $361,772 |
Housing Distribution
Address Breakdown
Residential
1,442
Single Family
1,418
Multi-Family
24
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54015, Hammond, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,510 (100%) |
| Owner Occupied HU | 1,230 (81.5%) |
| Renter Occupied HU | 244 (16.2%) |
| Vacant Housing Units | 36 ( 2.4%) |
| Median Home Value | $336,977 |
| Average Home Value | $361,772 |
Housing Distribution
Address Breakdown
Residential
1,442
Single Family
1,418
Multi-Family
24
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices