110 Suntan LnSaint CharlesMO63301
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 110 Suntan Ln, Saint Charles, MO, 63301 in Saint Charles. Rental yield 6.79%. The 1.26 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $145,048 and $4,835/yr in principal reduction project total return of $169,300.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.8% |
| Monthly Cash Flow | $(476) | $420 |
City averages based on Saint Charles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,972 |
| Total Monthly Debt Service | $3,240 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
4,830 sqft lot
$N/A/sqft
$975 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
4,830 sqft lot
$N/A/sqft
$975 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Deana LaPlante • Fathom Realty-St. Louis
Mls Name: MARIS
Mls Provider:
Mls ID: #25021894
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