110 Shortrun LnPearsonGA31642
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 110 Shortrun Ln, Pearson, GA, 31642 in Pearson, $474,900, 7.8% gross yield, $196/mo net income. Consider it a market-entry position, the $3,086/mo rent covers the $2,135/mo payment with a margin, and 5%/yr appreciation is projected to add $131,206 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.45) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $192,533.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $196 | $300 |
City averages based on Pearson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,086 |
| Total Monthly Debt Service | $2,701 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31642, Pearson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,968 (100%) |
| Owner Occupied HU | 1,249 (63.5%) |
| Renter Occupied HU | 494 (25.1%) |
| Vacant Housing Units | 225 (11.4%) |
| Median Home Value | $78,399 |
| Average Home Value | $142,260 |
Housing Distribution
Address Breakdown
Residential
1,501
Single Family
1,501
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31642, Pearson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,968 (100%) |
| Owner Occupied HU | 1,249 (63.5%) |
| Renter Occupied HU | 494 (25.1%) |
| Vacant Housing Units | 225 (11.4%) |
| Median Home Value | $78,399 |
| Average Home Value | $142,260 |
Housing Distribution
Address Breakdown
Residential
1,501
Single Family
1,501
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices