110 S 4th St, Decatur, IN, 46733 | $365/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Decatur at 110 S 4th St, Decatur, IN, 46733 earns $365/mo cash flow from $1,680/mo rent with a $1,072/mo payment. Total monthly income totals $1,680/mo, and annual cash flow totals $4,383/yr on $72,599 capital. ROI tracks 25.95% on current figures, and rental yield reads 9.21% at a $219,000 purchase. Equity gained on principal adds $1,413/yr, and 5% annual appreciation supports $60,506 over five years. Five-year ROI reaches 135.04% and total cumulative return in cash sums $98,037. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,680/mo property income instead of your personal income.

Single Family

Built in 1900

8,712 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 110 S 4th St a spacious 2,600 sq ft historic home brimming with character, original hardwood floors, and endless potential to transform into a showpiece. The updated kitchen features smart stainless steel appliances, an over-the-range pot filler, and thoughtful design touches. A renovated full bathroom on the main floor adds convenience, while multiple living spaces offer flexibility for a home office, kids playroom, or even a cozy librarywhatever your imagination desires. Enjoy the fenced-in backyard with raised garden beds ready for your green thumb, a 1-car garage, and a welcoming covered front porch perfect for morning coffee or evening relaxation. Located just steps from downtown Decatur, this home is ideal for the urban creative ready to make a statement. Plenty of space to entertain & enjoy creating memories in. Imagine the possibilities that await - schedule your showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 46733, Decatur, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,091 (100%)
Owner Occupied HU	5,906 (73.0%)
Renter Occupied HU	1,700 (21.0%)
Vacant Housing Units	485 ( 6.0%)
Median Home Value	$216,630
Average Home Value	$273,796