110 Post WayTubacAZ85646
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder110 Post Way, Tubac, AZ, 85646 in Tubac earns a respectable 7.84% gross yield at $269,000, but after the $1,210/mo mortgage the net cash flow is $167/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.45) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $74,320 over five years, making equity the dominant return driver. Total projected return: $112,405.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $167 | $250 |
City averages based on Tubac market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,757 |
| Total Monthly Debt Service | $1,483 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85646, Tubac, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,325 (100%) |
| Owner Occupied HU | 885 (66.8%) |
| Renter Occupied HU | 107 ( 8.1%) |
| Vacant Housing Units | 333 (25.1%) |
| Median Home Value | $397,148 |
| Average Home Value | $506,390 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85646, Tubac, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,325 (100%) |
| Owner Occupied HU | 885 (66.8%) |
| Renter Occupied HU | 107 ( 8.1%) |
| Vacant Housing Units | 333 (25.1%) |
| Median Home Value | $397,148 |
| Average Home Value | $506,390 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices