110 Ottawa St APT 2FToledoOH43604
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow110 Ottawa St APT 2F, Toledo, OH, 43604 in Toledo earns its strong cash-flow label: 11.11% yield, $1,921/mo rent, $556/mo net income, DSCR 2.06. The $207,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $57,328 by year five. Combined with $1,911/yr in principal paydown, total projected return reaches $114,830.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 7.2% |
| Monthly Cash Flow | $556 | $450 |
City averages based on Toledo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,921 |
| Total Monthly Debt Service | $1,282 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1925
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43604, Toledo, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,535 (100%) |
| Owner Occupied HU | 722 (13.0%) |
| Renter Occupied HU | 3,882 (70.1%) |
| Vacant Housing Units | 931 (16.8%) |
| Median Home Value | $84,091 |
| Average Home Value | $147,536 |
Housing Distribution
Address Breakdown
Residential
5,312
Single Family
2,047
Multi-Family
3,265
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1925
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43604, Toledo, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,535 (100%) |
| Owner Occupied HU | 722 (13.0%) |
| Renter Occupied HU | 3,882 (70.1%) |
| Vacant Housing Units | 931 (16.8%) |
| Median Home Value | $84,091 |
| Average Home Value | $147,536 |
Housing Distribution
Address Breakdown
Residential
5,312
Single Family
2,047
Multi-Family
3,265
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices